iStock/SeventyFour(RICHMOND, Virginia) — BY: GENEVIEVE SHAW BROWNKierra Henderson is the mom of four boys ages 7, 5, 3 and 2 months. The Richmond, Virginia, writer behind the Beloved Mama Facebook page penned a post about the fears of a mother raising black sons.“After I watched the video of George Floyd being murdered on the street I was speechless like so many of us were,” she told “Good Morning America.” “But I knew it was time for me to start speaking out against the injustices happening to my people. So many of us wept and prayed. I did too. I prayed and said, ‘God, I don’t know what to say, but I want to say something.’ Then I heard a quietness in my heart say, ‘I’ll give you the words.’”And so the “I am mama” movement was born.“There is an instinctive and universal language of motherhood, and every mother felt the heartbeat of George’s cry for ‘mama.’ We knew exactly what it meant,” Henderson said. “We sobbed because no one answered him. Now we are answering the call in the best way we know how, as mothers.”The feedback on the post, she said, “has been chilling.”“One by one they started standing — it was in the comment section of the post, but I could feel it like we were all in the same room,” she said.Henderson believes this is a historic moment.“I believe that we are one generation away from changing the world, and us mothers have a powerful role in that,” she said. “This could be a turning point in history if we all do the necessary work that it takes to change ourselves, to influence the hearts of others and to do the strategic work that it takes to defeat systemic racism.”She hopes the I am mama movement will inspire people to take action.“Every mother can’t go out and protest,” she told “GMA.” “But every mother can protest racism within her own spheres of influence. I hope that mothers are inspired to use their gifts, talents and instincts to finally bring victory to this long fought war against racism.”Copyright © 2020, ABC Audio. All rights reserved.
The methodology significantly reduces the new index’s debt-to-equity ratio relative to that of the market capitalisation-weighted Merrill Lynch Global Corporate Bond index benchmark, from 0.83 to 0.73.The debt-to-cash flow ratio is reduced from 9.78 to 6.47.Rob Arnott, chief executive at Research Affiliates, said: “Traditional bond indices, which give the largest weights to the biggest debtors, are great tools for benchmarking performance but they are suboptimal as the basis for investment funds. There is a better way to construct bond indices for investment purposes.”The firm’s research suggests that, between 1997 and 2013, issuers with higher leverage did trade with higher average spreads, but the relationship was far from linear.Moreover, volatility of annualised total returns increased with higher leverage but annualised total returns did not, suggesting investors are not compensated for the extra risk.Similar results were returned when the firm looked at levels of debt coverage.Looking at the ratios of working capital, cash flow, sales and leverage to assets – which academic research indicate are predictive of downgrade risk – Research Affiliates found that the 3% of issuers excluded from the index on the basis of these ratios returned 4.1% with 9.4% volatility, versus 6.4% with 6.2% volatility from the rest of the universe.Shane Shepherd, senior vice-president and head of fixed income research for Research Affiliates, said: “Our research reveals that investors’ reach for yield is often not properly compensated.“This new index offers lower credit risk, lower volatility and better risk-adjusted returns over full market cycles than traditional market value-weighted indices.”The Citi RAFI index’s excess risk-adjusted return does not appear to result from exchanging credit risk for duration or currency risk.Currency exposures are almost identical with the market portfolio’s, and the index is only slightly overweight in the 3-10 year part of the curve, and underweight at both the short and the very long end.Most of the active weight in credit rating is located in the AA and single-A part of the spectrum: the RAFI index is about 3 percentage points overweight in AA paper, 1.8 percentage points underweight single-A and 1.5 percentage points underweight BBB.There are some meaningful sector active weights: 9.5 percentage points overweight industrials, 3.2 percentage points underweight utilities and 5.3 percentage points underweight financials.Research Affiliates acknowledges that its methodology of measuring average annual cash flow smoothed over five years does not capture the relative stability of those cash flows, which might affect the relative riskiness of similar levels of balance-sheet debt held by companies in different sectors.The Citi RAFI index has a turnover of 43%, versus that of 26% from the Merrill Lynch index, while the weighted average bid/ask spread is 1 basis point higher than the cap-weighted index’s, at 0.28%.That would result in a 4-5 basis point excess cost, before other fees associated with investable products built on the index.More than $118bn (€86bn) is managed against Research Affiliates’ fundamental indexing equity indices.This new product joins fundamental indices for sovereign developed markets and sovereign emerging markets local currency debt in the Citi RAFI Bonds Index Series.Helge Kostka, a vice-president in European business development for Research Affiliates, said: “In some respects, one might expect that the smart-beta ideas would be best-suited to fixed income, but while there have been some index products launched in sovereign bonds, very little seems to have been done in credit.”Speaking to IPE recently for a forthcoming special supplement on smart beta, the CIO of the UK’s Environment Agency Pension Fund, Mark Mansley, noted the lack of product development in fixed income.“The anomalies in bond and credit markets are even greater than in equities,” he said.“We would like to see more products and ideas out there for us to harvest.“Perhaps we are still in the early days of this: the bond market has had things its own way for 20 or 30 years, and, now that the tide is turning, perhaps more innovative thinking will come to the fore.”The Environment Agency’s Active Pension Fund uses Legal & General Investment Management to implement a global equity mandate that passively tracks a FTSE RAFI benchmark. Investment bank Citi and fundamental indexing specialist Research Affiliates have launched a global investment-grade corporate bond index in a pioneering move to extend the smart-beta concept further into the fixed income world.The Citi RAFI World Corporate Investment-Grade Bond index uses two factors in weighting bonds in the portfolio: long-term assets, which represents the portion of assets that long-term bondholders have a claim on, and cash flow, which reflects debt service capacity.In addition, financial ratios are used to reduce exposure to companies that are more susceptible to downgrades.The index values are calculated and published by Citi using this fundamental indexing methodology developed by Research Affiliates.
Ayo Dosunmu has attempted 240 3-pointers as a college player, so the shot is not foreign to him. He has connected on just 79 of those, or 32.9 percent, so making them sort of is.This is what these next months have to be about now. Dosunmu had entered the NBA Draft with some promise following the aborted 2019-20 college basketball season, but his shooting always was going to be an obstacle to overcome. “Since [I was] a kid, I’ve been working. My dream is to play in the NBA,” he said in the video. “But first I need that national championship. Year 3.”#JL4L pic.twitter.com/fJuY8EcPsh— Mr WhyNotMe (@AyoDos_11) August 1, 2020Illinois last reached the Final Four in 2005, when the Deron Williams-Dee Brown-Luther Head trio carried the team to the NCAA championship game and a close loss to North Carolina. Before that it was the “Flyin’ Illini” squad in 1989, which was the best team in college basketball but fell in the semis to Big Ten rival (and eventual champ) Michigan.It is not easy to win that national championship. But it would be easier for Illinois if Dosunmu is out there this season busting 3s. NBA DRAFT 2020: New date, latest lottery oddsIn announcing his decision to withdraw from the draft late Friday, with a video posted to his Twitter account, Dosunmu declared, “I need that national championship.” It was exactly the right thing to say, and it’s not entirely out of reach if center Kofi Cockburn, who needs another college year more than his point guard, also chooses to withdraw.Dosunmu probably won’t get the championship or the lucrative draft position, though, without toning up his jumper.Just about any draft-analyst evaluation of Dosunmu is going to mention his shooting. Sam Vecenie of The Athletic praised his pull-up jumper and high-level character to The Daily Illini student paper. But he raised the same issue: “You have to be able to shoot the basketball at a high level to be able to space the floor for his teammates. Otherwise, it is going to be harder for his team to get an efficient offense. … I do just worry about what his offensive role is at the next level if the jumper from behind the NBA 3-point line doesn’t translate.”Chris Stone, who has done draft analysis for Sporting News, agreed shooting is the biggest flaw in Dosunmu’s game.Dosunmu is a 6-5 point guard with great length who can get past defenders with his intelligence and elusiveness. He owns a competitive spirit the pros will value and a knack for the big shot. But the deep shot has come to rule the NBA game, and so far it has been beyond him.It is not fantastic to believe he can master it, can make the enormous improvement necessary. In 2018-19, P.J. Washington of Kentucky jumped from 23.8 percent as a freshman to 42.3 as a sophomore. That increase, even in a season that included just 33 makes, was enough to get Washington drafted in the lottery.Dosunmu declined from 35.2 percent and 50 makes as a freshman to just 29.6 percent and 29 made 3-pointers as a sophomore, even while the rest of his game was ascending. His 2-point accuracy increased from 48.5 percent to 54.4. He earned more free throws in fewer games, and his foul shooting went from 69.5 percent to 75.5.Likely it was his burgeoning list of responsibilities that led him to retreat as a long-distance shooter. In his first season, Illinois was a rebuilding team, and there was little pressure regarding winning and losing. In 2019-20, in large part because of Dosunmu’s progress as a team leader and offensive weapon, Illinois compiled a 21-10 overall record and finished 13-7 in the Big Ten, just one game out of first.The expectations will grow with Dosunmu back for another season. Illinois was picked to finish seventh last season. Depending on which other players return to college — such important players as Luka Garza, Xavier Tillman and Aaron Henry still have decisions to make — Illinois might not be picked to win the league this year. But it will be close, and the program’s fans will expect the team to contend.And Dosunmu himself set the bar high with this pronouncement.
Worcestershire teenager Ellie Perks has become the latest recipient of England Golf’s Hero’s Handshake Award.14-year-old Ellie, from Hagley Golf Club near Stourbridge, received the award for the tireless voluntary work she has done supporting several charities, including working as an ambassador for the Golf for Disabled Children charity at her home club, and helping the Dwarf Sports Association UK and Little People UK.Incredibly, despite all that charitable work, she has also found time to get her handicap down from 54 to 19 during the last year and is about to play in next month’s English Disability Open at Stoke by Nayland.“She’s an inspiration to us all,” said Gareth Snelgrove, the Head PGA Professional at Hagley who runs the Golf for Disabled Children sessions. “I don’t know what we’d do without her.“From the outset, she’s been incredibly enthusiastic, both about improving her own game and encouraging other children with disabilities to take up the game.“She’s one of the best ambassadors we could have had and her ability to strike a golf ball really has to be seen to be believed. She’s very special.”Ellie took up golf at the age of seven when her father, Martin, took her to Hagley and she has been playing ever since. Her long-term goal is to become a professional and to show people that having a disability shouldn’t stop you from doing what you want.“We’re all very proud of her,” said Martin. “Ellie loves helping other people and is also working very hard to improve her own game. What she has done with her own golf in the last year is incredible and I’m sure she will continue to improve.”“She’s very determined,” he added. “When she sets her mind on something, she normally gets it done. She’s an inspiration to a lot of people.”“Obviously, winning this Hero’s Handshake Award is a big achievement for me,” said Ellie, after receiving the award from England Golf Young Ambassador, Emily Furniss, at a ceremony at her home club.“First of all, I’d like to thank Keith (James) and Gareth who run the Golf for the Disabled charity at Hagley for the help and support they have given me over the years. It’s been fun working as an ambassador for them and helping to get other people into the game.“Volunteering is one of the things I love doing, it’s great being able to help other people, so it means a lot to be recognised in this way.Golf is also very important for me,” added. “It makes me feel independent and it’s a game for all,” she said. “Anyone can play, it doesn’t matter whether you’re tall or short or in a wheelchair.”The Hero’s Handshake Awards are run by The Young Ambassadors, a group who represent England Golf and the Golf Foundation, and who aim to recognise and celebrate what young people are achieving in golf outside of just the competitions.They will be handing out a Hero’s Handshake award each month. Follow then on Instagram @getgolfing and tell them about other potential heroes.Read more about Ellie’s inspirational story here. Tags: Ellie Perks, Hero’s Handshake 28 Aug 2019 Ellie Perks awarded with the third Hero’s Handshake
Christine Wong of Richmond leads three players — Soo-Bin Kim of Port Coquitlam, Kyla Inaba of Gallaghers Canyon in Kelowna and A Ram Choi of Surrey — by one shot.In the Women’s Mid-Amateur, played at the same time, Inaba holds a two shot advantage over Christina Proteau of Port Alberni.Cherie Baker of Creston is locked in a four-way tie for 15th with Connie Kostash of Christina Lake, Wanda Flack of Fruitvale and Connie Hang of Vancouver.Pax Alguire of Grand Forks is in 21st at 193 followed by Bev Poole of Castlegar at 195 and Colleen Verigin of Grand Forks at 203.Pat Lawrence of Christina Lake is in 24th spot at 205. Trail’s Kate Weir, now golfing out of the Swan-e-set Bay Resort in Port Coquitlam, is tied for 40th spot following Wednesday’s second round of the B.C. Women’s Amateur Championship in Christina Lake.Weir finished the day with an 81, three shots better than Tuesday’s opening round to sit at 165.
Horizontal tape is problematicThe installation procedure for housewrap, regardless of the manufacturer, is fairly standard across the board. Because the cap fastener prevents the tape from making a complete seal, debris has been carried by the water that penetrated behind the tape. You can see that the water has run horizontally along the seam, taking the path of least resistance.Many of the problems related to the seam seal tape start with the wrap installation, particularly the fastener placement. Oftentimes cap fasteners installed at the tape edge prevent a complete seal. Wrinkles in the wrap can leave voids at the tape contact surface.All of these conditions can allow water to migrate behind the tape, follow the horizontal seam to the nearest vertical seam, and ultimately into the structure. Since most areas of housewrap are over wood-based sheathing, leaks at the seams may go undiscovered for years. The debris from the water intrusion can be seen at the wrinkle in the wrap. Note that the housewrap has been wrapped into the rough opening of the door, so water can migrate horizontally past the door frame and into the interior.While this reverse lap might not result in leakage in laboratory conditions, in the field the installation of the tape is not always done properly. At times the wrap is not clean when the tape is applied. Other times the surface is damp, preventing the tape from adhering properly. Every year we inspect thousands of homes with one brand or another of housewrap installed as the water-resistive barrier (WRB).As energy costs increase and energy code requirements become more stringent, we are seeing housewrap installations where the seams are sealed with tape. Many housewrap manufacturers have proprietary seam seal tapes that they sell for exclusive use with their housewrap system.As implied by the name, the tape is used for sealing the seams of the housewrap. The purpose of sealing the seams is to create a continuous air barrier. Some of the manufacturers imply that the use of their tape will also reduce moisture intrusion. If the seams are going to be taped, the work generally occurs after the entire house is wrapped or after several courses of wrap are installed. Note the dark line of debris at this horizontal seam — debris which continues to the vertical seam.The horizontal seam tape is installed by lapping the tape over both layers of wrap. This means that the seam tape installation creates a reverse lap at the top of the tape, creating an opportunity for water to get behind the tape at the upper edge of any horizontal tape. Installation begins with a course at the base of the wall and that course is overlapped horizontally with the next course. The amount of the horizontal overlap varies by manufacturer. Additionally, vertical seams must also be overlapped. Why not use double-sided tape?We have contacted one of the larger housewrap manufacturers about these problems and asked about the possibility of a double-sided tape for use on horizontal seams. We were informed that they make such a tape, but it is not for sale in the U.S.We will be contacting all of the manufacturers to attempt to encourage them to provide a double-sided tape or other method to eliminate reverse laps.Until such tape is available, when you are sealing the horizontal seams make sure to follow all of the manufacturer’s instructions and recommendations, including making sure the wrap is clean and dry and that you are installing the tape within the effective temperature range of the tape as stated by the product manufacturer.Additionally, make certain that fasteners and other objects are not installed in a location that will prevent or compromise the complete seal of the tape. Always use a roller to bond the tape and never rely on smoothing it out with your hand. Care must be taken and attention to detail is critical when installing the seam tape at transitions to avoid gaps between the tape and the wrap.For any additional information or details always consult your housewrap system manufacturer’s details and specifications. Water entry leads to litigationThere have been litigation cases where the major contributing factor was improper sealing of the housewrap causing major structural damage to the wood sheathing and other building components.Except under rare circumstances where the reverse lap is part of a small repair, our company would never recommend a reverse lap installation. Manufacturer’s window installation details no longer recommend wrapping housewrap into the rough opening and then taping the window head nailing flange to the wrap as an effective means of sealing the window. They now indicate a weatherboard installation. This article is © Quality Built and is reprinted with permission.Jeff Hoch is an architect and field consultant at Quality Built in San Diego, California. Jeff has been involved in the inspection industry and related fields for over 23 years.
Slow and steady hope for near-extinct Bangladesh tortoises LATEST STORIES John Lloyd Cruz a dashing guest at Vhong Navarro’s wedding AFP official booed out of forum Typhoon Kammuri accelerates, gains strength en route to PH Trending Articles PLAY LIST 00:50Trending Articles00:50Trending Articles00:50Trending Articles01:29Police teams find crossbows, bows in HK university01:35Panelo suggests discounted SEA Games tickets for students02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City Photo by Tristan Tamayo/ INQUIRER.netDespite winners its five straight games, Magnolia is keeping its feet on the ground knowing that there are tougher foes ahead.Mark Barroca said that has been the key for the Hotshots as they now sit atop of the 2018 PBA Philippine Cup standings at 6-1 midway through the eliminations.ADVERTISEMENT NEXT BLOCK ASIA 2.0 introduces GURUS AWARDS to recognize and reward industry influencers “We’re just positive. We’re not complacent with what we have right now because we know we need to keep on pushing,” he said after Magnolia escaping a tough challenge from Blackwater, 78-72, on Friday.Barroca knows that this string of wins may blind Magnolia from its bigger goal, something which the team is trying to address as it keeps its focus on the bigger picture.FEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSLillard, Anthony lead Blazers over ThunderSPORTSMalditas save PH from shutout“We’re 6-1 now, but it still means nothing. Whatever we accomplish, if we lose in the end, it will all go to waste. So we want to keep on pushing until we get to where we want to go, which is to gain a (twice-to-beat) advantage (in the quarterfinals),” he said.But one of this conference’s top dogs await the Hotshots when they stake their five-game winning streak against three-time champion San Miguel on Sunday — a game which Barroca regards as a barometer on how far the team could go this season. Tiu delivers hammer as Rain or Shine subdues Meralco Brace for potentially devastating typhoon approaching PH – NDRRMC “We’ll see how far we can go in this game against them. We all know San Miguel is really strong, and we’ll just give our best,” he said of the battle between the top two teams so far.“Our team has been together for so long and I believe we’re already hungry. Hopefully, we’ll get that chance to get to our goal and win against them.” Read Next Don’t miss out on the latest news and information. 2 ‘newbie’ drug pushers fall in Lucena sting MOST READ Globe Business launches leading cloud-enabled and hardware-agnostic conferencing platform in PH View comments
Starkey Hearing Foundation wrapped up their second mission to the Philippines last week with help from legendary singer-songwriter, Sir Elton John and David Furnish.Elton John, David Furnish and Starkey Hearing Foundation founders Bill and Tani Austin help a young man hear during the Foundation’s mission in ManilaJohn and Furnish joined the Foundation in Manila and helped fit more than 400 hearing aids to children and adults in need, allowing many to hear for the first time in their lives.In 2004 and 2009, John was the headlining performer at the Foundation’s annual So The World May Hear Awards Gala, and he and Furnish have supported Starkey Hearing Foundation’s work for several years since then. This was their first opportunity personally participate in a mission and give the gift of hearing.“We are working to create peace and understanding around the world through the gift of hearing, and it is not possible without all the efforts of our friends and partners,” said Bill Austin, Founder of Starkey Hearing Foundation. “We are so honored to have the support of Sir Elton John and David Furnish and that they would take the time to help us deliver this precious gift.”Starkey Hearing Foundation was also in the Philippines last December, delivering the gift of hearing to nearly 1,400 people in Manila, Bohol and Cebu with help from professional boxer, Manny Pacquiao and Los Angeles Galaxy soccer player, Landon Donovan. The Foundation plans to return in March 2013 to fit approximately 7,500 hearing aids in Manila, Batangas and General Santos.This Philippines mission was the conclusion of a major mission circuit for Starkey Hearing Foundation. The team visited 13 additional cities in five countries—Senegal, Ghana, Nigeria, Liberia and India—and distributed more than 24,000 hearing aids over six weeks.Starkey Hearing Foundation conducts approximately 70 missions each year, both domestically and internationally. Hearing missions are the primary way the Foundation realizes its goal – So the World May Hear. Starkey Hearing Foundation continues to fulfill its Clinton Global Initiative (CGI) commitment to provide more than 100,000 hearing aids to people in need each year and more than one million this decade.According to Starkey Hearing Foundation, hearing loss is pervasive, affecting 34 million Americans – or one in 10. Yet, with the help of a hearing device, hearing loss can often be corrected in a majority cases, giving an individual the opportunity to better connect with their family, the community and the world around them.Source:PR Newswire
“They gave us a pretty clear direction to proceed with the optimized three-lane. They gave us a little bit of permission to explore some slight variations to that.”According to Barrs, the optimized three-lane concept will feature two travel lanes with one turning lane in the middle of the street. In the winter, the turning lane will serve as a storage space for snow.The Optimized Three-Lane Concept. Photo by Scott BrooksBarrs says this concept will accommodate the traffic volume that travels on 100 Street in a narrower cross-section.The concept does not include designated bike lanes but will feature wide sidewalks.The Project Team has divided 100 Street into five precincts which will then determine the characteristics throughout each block in the downtown core. For more information, you can visit letstalk.fortstjohn.ca. FORT ST. JOHN, B.C. – The City of Fort St. John held the third public session of the 100 Street Design Charrette on Thursday at the North Peace Cultural Centre.Earlier in the day, the Project Team presented the Alternative Concepts to City Council for direction before choosing a Preferred Concept.MODUS Planning Professional Planner, Rob Barrs, says Council directed the Team to proceed with the Optimized Three-Lane Concept, adding that Council gave them some permission to explore variations within the concept. The construction of each precinct will gradually be completed in phases, starting at 96 Avenue and eventually finishing at 105 Avenue.The Precincts include:The South Gate WayThe Green WayThe Heart (100 and 100)High StreetThe North GatewayOn Friday, Barrs says there will be no public sessions as the Team will be taking that time to produce the Final Plan based on the Preferred Concept.The Final Plan will then be presented to the public on Saturday, June 15, from 1:00 p.m. to 3:00 p.m. at the North Peace Cultural Centre.